Buying a Home in Denver is easier than most think
One of my greatest joys is to surprise & delight my clients by making the process easier, faster and less expensive than they thought it would be, and in Denver, that can be a real challenge! One of the ways I help is by creating a series of short videos about the home buying process in the Denver area. You can click here or cut and paste the link below http://www.denverrelocation.com/6_videos_that_take_you_through_the_process.shtml
“It’s not far, if you know the way.” What this expression implies is that you could have a long way to go if you don’t know where you’re going or how to get there. Just like reading a map, there are some definite steps that will improve your success in buying a home in today’s market.
- Know your credit score – the best mortgage rates are available to borrowers with the highest scores. Unless you know what your credit score is at all three major credit bureaus, you don’t really know what rate you’ll have to pay.
- Clean up your credit – it is estimated that about 90% of credit reports have errors. Some are not serious but others could affect a borrower from getting the loan they want. It is your responsibility to know what is on your different reports and correct them if possible. You’re entitled to a free copy of your credit report each year from Experian, Trans Union and Equifax.
- Get pre-approved – Taking the time to make a loan application with a qualified lender even before you start looking at homes will provide peace of mind, make sure that you are looking at the “right” homes and may help you negotiate the best price on the home you select.
- Do your homework – when you find the home that meets your needs and desires, get the home inspected and research the tax assessments, school ratings, crime activity, possible zoning changes and comparable sales in the area.
Call for a recommendation of a trusted mortgage professional and an inspector.
As a Denver Realtor since 1985, and living in Highlands Ranch since 1989, I have collected the names and contact information for respected, honorable and trusted professionals in the trades and I am happy to share them with you. Call me at 303-880-5585 ext 3.