Author Archives: Pete Doty

About Pete Doty

As a Realtor® Pete has been working in the Denver residential market since he first started in 1985, and focusing primarily in the south end of town. He finds the client the home they want, and then help them sell it when they want to move. Marketing is really where his heart is, and making sure his clients’ interests are watched over in Littleton, Highlands Ranch, Parker, Castle Rock, Centennial, Englewood, Morrison or Denver. His web site www.DenverRelocation.com ranks high in search rankings and generates numerous relocating buyers each year. Talk to Pete for a unique perspective on today's real estate market in Denver.

Eleventh Hour Gifts Without Shopping

Your smile, however, may be your most rewarding gift. Invariably, the person receiving the smile will in turn, smile back. Continue reading

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Don’t Pat Yourself on the Back Just Yet

It is likely, that if you live in Denver and you are in this age range, and own a home, you may fit this scenario. Read on… You’ve got $500,000 in liquid assets for your retirement and you’re still 15 … Continue reading

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FHA is a Good Option

FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs. Securing an 80% conventional mortgage that doesn’t require mortgage insurance may be the lowest cost of financing but if the buyer … Continue reading

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Lighting Conversion Plan

This is a great idea for Denver home owners….read on…. In 2007, Congress passed an energy act that required new energy-efficient standards for basic light bulbs. Standard incandescent bulbs are being phased out and eventually will be unavailable. The alternative … Continue reading

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Holiday Travels From Highlands Ranch

One of the first things I did when I moved to Highlands Ranch was to get a Neighborhood Watch started. Simply, it is neighbors looking out for each other. It works as one of our neighbors saw a bad guy, … Continue reading

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Denver – Cash-In Refinance

Would someone really refinance their Denver home and not take money out of it? Certainly, if they could get a lower rate, build equity faster and pay off the home sooner. For people with extra cash available, this can be … Continue reading

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Denver-Up-front Points to Lower the Rate

While there is an overall savings by paying up front “points” (now known as discount fees in Denver – “points” is so 1990) there is even more in tax savings. Over the past number of years the IRS has treated … Continue reading

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Debt Relief May Trigger Tax

The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to foreclosure, short sales or deed in lieu of foreclosure. The law expired on … Continue reading

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Indecision is Not a Decision

Wanting to buy a house in Denver takes some definite and strategic planning. First, make sure that you can get a loan. What do I need to get a loan? Typically, it takes about $60,000 gross income per year to … Continue reading

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Denver: Risk Rate Relationship?

Many years ago when I was just starting in real estate in Denver, I had clients who would shop interest rates and pick a lender based upon the rate quoted. More often than not, and in spite of my coaching, … Continue reading

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