Category Archives: Denver

Assumptions are an Alternative

The process of assuming a loan is similar to getting a mortgage. One has to substitute your credit and liability to the lender for the original borrower and they are released from future liability on the loan. Continue reading

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Family & Friends Mortgage in Denver

When you are faced with the idea of “helping your child” or a friend buy a home in Denver, or just a loan, make sure you have the right advice. At my website DenverRelocation.com under the drop down “Resources” you will find a plethora of folks who can help you. You can go there by clicking here. Feel free to share these fine folks with your friends too. Continue reading

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Down Payment Problem – Are You Sure?

Denver has quite a few lenders who are willing to help first time buyers with minimum down payment loans. Some do not charge a mortgage insurance premiums but have other methods of helping. As long as there is work history, … Continue reading

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Don’t Have a CLUE?

If that policy premium is too high you may not qualify for the mortgage on that home. And it is all related to the previous owner’s claim history. Continue reading

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Hidden Costs of Home Buying in Denver

One of the greatest joys of working in this business of real estate in Denver is helping someone buy that first house. The excitement is palpable and it is especially gratifying when everything goes according to plan: the lender gets … Continue reading

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DENVER-What Can You Expect?

One of the basic tenants I have always subscribed to is “FAIR and HONEST Business dealings” with all my Denver, and elsewhere, clients. I was thrilled to see that proclamation in the real estate commissions guidelines and definitions of real … Continue reading

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Denver Realtor “Not Just Denver”

Denver Realtor shares From the National Association of Realtors Pending Home Sales Sluggish as Low Supply Rears Its Head Pending home sales were sluggish in April as low supply reared its head, down 1.3 percent in the National Association of … Continue reading

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Denver – Must Be This Tall to Ride?

When I bought my first home in 1972, people took your word you could afford it. It doesn’t seem that way anymore. If you are getting a loan they want a loan officer to say that you can. If you are paying cash they want to see proof you have it. Continue reading

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Buyers with Student Debt

Denver First Time Buyers and Sellers need to be positioned to take advantage of these programs. Read on… 59% of non-owners are not comfortable taking on a mortgage with their student debt according to the Aspiring Home Buyers 2017 survey. … Continue reading

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Good Info – Good Decisions

While homes available to buy are pretty scarce, some folks are not willing to make the move in Denver, yet prices will make it prohibitive with 10% annual increases. Hiding one’s head in the sand will keep you in that … Continue reading

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