Category Archives: Denver

Good Info – Good Decisions

While homes available to buy are pretty scarce, some folks are not willing to make the move in Denver, yet prices will make it prohibitive with 10% annual increases. Hiding one’s head in the sand will keep you in that … Continue reading

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Indecision May Cost More

Interest rates have as much effect on housing costs as price and when they are both trending upward, it can be very expensive to wait. Continue reading

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Would-be to Should-be in Denver

When I counsel a new or first time buyer here in Denver, or even a seasoned seller buying their next home I often hear “we just don’t know” where, what kind of loan, how quickly, etc. There aren’t answers for … Continue reading

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An Alternative to Paying Tax Today

There can be a substantial amount of capital gains tax due upon the sale of an investment property in Denver, both the IRS and the State of Colorado. Often an investor will use a 1031 exchange as a tool to … Continue reading

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Lower the Rate – Deduct the Interest

WOW, this is so true…I know I have had issues with managing debt and found the use of a line of credit could help immensely! So make sure to read through and at the bottom, I will have a resource … Continue reading

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Denver Rentals are IDEAL

Think about it…until the very recent past the best return you have seen on most any investment has been about 3-4% while real estate in Denver has appreciated at about 10% per year for the last 6 years. On top … Continue reading

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Save the Cost of Mortgage Insurance

This 80-10-10 loan has long been a favorite of mine in Denver, as is the adjustable rate loan that is fixed for the first 7 years. Most of the time folks can either payoff the 10% second mortgage with an … Continue reading

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Important Estate Documents

While I am not an attorney, quite a bit of my recent Denver work has been helping folks get interests in the right place for the right time. As an example a gentleman owned a piece of land and wanted … Continue reading

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Pay Cash for Denver Home?

The stories are true about Denver! Many buyers are paying cash for homes here in Denver. And not just the low end rentals but some very nice homes in the one million dollar range. I get the question “where are … Continue reading

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Not Available for All Buyers in Denver

For years lenders in Denver have done a “loss leader” advert and were chastised in the Dodd Frank act for predatory lending. In this new atmosphere you need to be aware that they might advertise a rate that you can … Continue reading

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