Category Archives: Highlands Ranch

Highlands Ranch Colorado Real Estate

Downsize to the Right size? – Littleton

Downsizing can be a difficult process. There are so many questions: Do I sell or keep my Littleton (other) home? What do I do with my dining room set? Where would I move to? How would this effect my retirement … Continue reading

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Aging in Place Begins Early: Report

Aging in Place… How does this resonate with you? Take a read at https://www.facebook.com/pete.doty.5

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Balancing Risk and Deductibles

I had a conversation the other day with a client in the LoHi section of Denver about hail and deductibles. I must admit, I have been blessed when dealing with our insurance company when dealing with our house in Highlands … Continue reading

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Denver Homeowner Tax Changes

The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may require some planning to maximize the benefits. Some of … Continue reading

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Surprise When Renting Your Home

Planning to go to the Masters next April 2-9th and don’t have a place to stay. Each year, there are homeowners who rent their home for a big premium during the Masters because hotels are in short supply and demand … Continue reading

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FHA is a Good Option

FHA insured mortgages serve a sector of the market that is not necessarily being met by other loan programs. Securing an 80% conventional mortgage that doesn’t require mortgage insurance may be the lowest cost of financing but if the buyer … Continue reading

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Holiday Travels From Highlands Ranch

One of the first things I did when I moved to Highlands Ranch was to get a Neighborhood Watch started. Simply, it is neighbors looking out for each other. It works as one of our neighbors saw a bad guy, … Continue reading

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Denver – Cash-In Refinance

Would someone really refinance their Denver home and not take money out of it? Certainly, if they could get a lower rate, build equity faster and pay off the home sooner. For people with extra cash available, this can be … Continue reading

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Denver-Up-front Points to Lower the Rate

While there is an overall savings by paying up front “points” (now known as discount fees in Denver – “points” is so 1990) there is even more in tax savings. Over the past number of years the IRS has treated … Continue reading

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Debt Relief May Trigger Tax

The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to foreclosure, short sales or deed in lieu of foreclosure. The law expired on … Continue reading

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