Tag Archives: Denver Real Estate

Historical Perspective

We bought our 2nd home in Denver (actually unincorporated Arapahoe County known as Englewood) in 1981 and we were so excited to have a 12% first loan and a 13% 2nd…life was good. Not as good as my first house … Continue reading

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Lower Your Expenses without PMI

With so much appreciation here in Denver, a refinance on a 300,000 FHA loan could save you as much as $250 per month. Check with your Realtor about the current estimated value and then call a trusted lender to get … Continue reading

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Ready for Retirement

Too many of us in Denver of the older generation have not planned well for retirement. We hope the younger generation can learn from our mistakes. Read below, but in the meantime… DOWN SIZE or RIGHT SIZE? Seminar on January … Continue reading

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Denver Homeowner Tax Changes

The new tax law that was signed into effect at the end of 2017 will affect all taxpayers. Homeowners should familiarize themselves with the areas that could affect them which may require some planning to maximize the benefits. Some of … Continue reading

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Lighting Conversion Plan

This is a great idea for Denver home owners….read on…. In 2007, Congress passed an energy act that required new energy-efficient standards for basic light bulbs. Standard incandescent bulbs are being phased out and eventually will be unavailable. The alternative … Continue reading

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Denver – Cash-In Refinance

Would someone really refinance their Denver home and not take money out of it? Certainly, if they could get a lower rate, build equity faster and pay off the home sooner. For people with extra cash available, this can be … Continue reading

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Debt Relief May Trigger Tax

The Mortgage Debt Forgiveness Act, originally passed in 2007, was extended three times to protect homeowners from paying income tax on debt that was relieved due to foreclosure, short sales or deed in lieu of foreclosure. The law expired on … Continue reading

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Indecision is Not a Decision

Wanting to buy a house in Denver takes some definite and strategic planning. First, make sure that you can get a loan. What do I need to get a loan? Typically, it takes about $60,000 gross income per year to … Continue reading

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Denver: Risk Rate Relationship?

Many years ago when I was just starting in real estate in Denver, I had clients who would shop interest rates and pick a lender based upon the rate quoted. More often than not, and in spite of my coaching, … Continue reading

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Denver: Pre-approval is Good for Everyone

“CASH IS KING” in Denver’s real estate market these days and our “word” that we can afford to buy the house just does not work anymore. The Seller wants to see that someone else, who has the ability to provide … Continue reading

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