Tag Archives: Highlands Ranch

Denver Home Inventory

Posted on January 22, 2019 by Pete Doty

Generally speaking, when you need an inventory of your personal belongings, it is too late to make one. Sure, you can reconstruct it but undoubtedly, you’ll forget things and that can cost you money when filing your insurance claim. Most … Continue reading →

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Littleton; Standard or Itemized Deductions?

Posted on January 15, 2019 by Pete Doty

The Tax Cuts and Jobs Act of 2017 increased the standard deduction to $24,000 for married couples. There will be some instances that homeowners may be better off taking the standard deduction than itemizing their deductions. In the past, homeowners … Continue reading →

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A Fix UP Story in Highlands Ranch

Posted on October 22, 2018 by Pete Doty

Last Friday I completed a “Fix & Flip” episode of my life. YAY! Three years ago we bought a home with my daughter and they just moved into the mission field with YWAM. They will be going to Cebo in … Continue reading →

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Denver has Fast Track Rental Property

Posted on October 9, 2018 by Pete Doty

In Denver the FHA allows owner-occupants to purchase up to a four-unit property with a minimum 3.5% down payment. The rent collected on three units could be used to make the payment and the owners’ pro-rata share would be less … Continue reading →

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“30 Year Mortgage Rates Bust Thru 5%…”

Posted on October 8, 2018 by Pete Doty

Here is an option for a seller in Denver that does not see his home selling because of… The following from Lonnie Glessner, Nova Home Loans, Highlands Ranch office: This was the headline in a first page story in the … Continue reading →

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How to Clean Gutters

Posted on September 25, 2018 by Pete Doty

Over time here in Denver, I have seen a fair amount of gutter  leaf deterrents.  Some work while others can create damaging ICE DAMS that push up under the shingles and create water leaks in the structure. Be careful when … Continue reading →

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Consumer Protection from Irresponsible Mortgage Practices

Posted on September 18, 2018 by Pete Doty

While this act created a lot of upheaval in my business, there were some benefits. Sadly some of the restrictive requirements are still in place, but for the most part, folks in Denver who should be able to get a … Continue reading →

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Rising Rates in Denver Affect the Cost Too

Posted on August 7, 2018 by Pete Doty

Without a doubt, when rates rise you can buy less home in Denver…especially with our continually expanding price point. Can I ever afford a new home? Read on… Mortgage rates have risen 0.5% in 2018 on 30-year and 15-year fixed … Continue reading →

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Replace It Anyway

Posted on July 31, 2018 by Pete Doty

If it’s not broken, why would a homeowner consider replacing something as expensive as a toilet when there may be other things in the home to replace that provide more aesthetic appeal. Don’t be too quick to ignore the functionality … Continue reading →

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Highlands Ranch…Please, Before You Leave Town…

Posted on July 24, 2018 by Pete Doty

You probably do not know this about me but for close to 10 years I was the area coordinator for the Neighborhood Watch Program in all of Highlands Ranch. As a matter of fact we actually assisted in solving a … Continue reading →

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